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Find the perfect life insurance policy for your needs
All American Insurance offers multiple types of life insurance to match your needs and budget, so you can get the confidence of knowing you’re covered. Some policies also build cash value you can use if you need it.
When you want to provide financial security to those who matter most to you, life insurance is a good place to start. Are you prepared? An unexpected death or tragedy can often send families down the road to financial disaster. Without planning ahead and having a safety net in place, bankruptcy and/or foreclosure could become a reality.
“50% of U.S. households (58 million) say they need more life insurance.”
Life insurance can help you safeguard your financial future and keep the promises you’ve made to your family, whether it’s funding a child’s education, staying in your home or preparing for your retirement. Find out which policy might be best for you.
At All American Insurance, we offer various types of Life Insurance for your needs:
TERM LIFE INSURANCE
Term life insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that “term.” At all American Insurance, we offer Varies Type of Term insurance for your needs. Features and Benefits:
WHOLE LIFE INSURANCE
These policies are generally designed to stay in force to the day you die. As long as you purchase one with a “level” premium and level face value, neither the premium nor the benefit will ever change. You will pay the same premium from the day you make the purchase until the day the policy matures, or you are deceased. Most policies mature at either age 100 or 120. If you live that long, the company will send you a check for the full face value of the policy. Features and Benefits:
UNIVERSAL LIFE INSURANCE
Keep up with the changes in your life through flexible premiums and optional guarantees. Universal Life Insurance premiums are paid into your policy’s account value (after a premium expense charge), where it earns interest. Every month, various deductions, such as a charge for insurance protection, are then made from the account value. Features and Benefits:
NEW BIRTH INSURANCE
Life insurance for a newborn baby is hardly the first thing on the agenda for most parents. But having coverage on a newborn could be important for all of the same reasons that it would be on anyone else in your family. A simple, low-cost term life insurance policy is all that you’ll need. You don’t even necessarily need a lot of coverage, but having it would provide great peace of mind in the event that the worst should happen. You’ll be locking in the lowest premium rates possible. You can take out a 20-year term life insurance policy that will cover them well into their college years.
CHILD LIFE INSURANCE
Child life insurance for children that provides financial protection builds cash value and guarantees life insurance coverage in adulthood. You’ll be locking in the lowest premium rates possible. You can take out a 20-year term life insurance policy that will cover them well into their college years.
DIVORCE LIFE INSURANCE
In the State of Florida, after a Divorce happens you are required to get Divorce Life Insurance. All American Insurance makes the process easy and simple. Ask our License Life insurance agent about Divorce life insurance products.
All American Insurance offers multiple types of life insurance to match your needs and budget, so you can get the confidence of knowing you’re covered. Have any Question? Ask a Licensed Life Insurance Agent Today!